Financial Aid and Academic Advisor
Starting with the fall 2012 semester, the Financial Aid Office will only pay for classes that are required for a student's declared program(s) of study. We are strongly encouraging students to log into their eSTORM Student Center to confirm their program(s) of study and run a Student Advisement Report to review their classes and determine which classes are needed to complete their program(s).
Beginning Jan. 6, 2014, students may charge their books against Financial Aid. Check your student email for additional information.
- Census date (last day that financial aid will adjust to class load): Jan. 24, 2014
- Online book orders from campus bookstore: Dec. 16, 2013 to Jan. 1, 2014
- First day to pick up online campus bookstore orders: Jan. 6, 2014
- Charge books to Financial Aid at campus bookstore: Jan. 6-24, 2014
- Campus bookstore hours: Monday through Thursday, 8 a.m. to 8 p.m., and Friday, 8 a.m. to 2 p.m.
- Pell Disbursement: Feb. 21, 2014
- Loans (1st disbursement): Feb. 21, 2014
- Loans Spring Only (2nd disbursement): April 4, 2014
- Alternative Loans: Jan. 10, 2014 (Funds from lender must be received by Financial Aid that week)
Eligible Credit Hour Enrollment Classification
Eligibility is based on a student's number of credit hours during a given term. Only credit hours needed to complete a financial aid eligible program are considered in classification. The chart below details enrollment classification for financial aid purposes:
|Total Aid Eligible Credit Hours ||Classification for Aid Eligibility|
|12 or more credit hours ||Full-Time Award |
|9-11.5 credit hours ||3/4 Time Award |
|6-8.5 credit hours ||Half-Time Award |
|5.5 credit hours ||Less Than Half-Time Award |
Financial Aid Handbook
The Financial Aid Handbook is designed to be used in conjunction with the Student Guide published by the U.S. Department of Education. Together, these references will answer the majority of your questions.
Financial Aid Forms
Prior to completing any of the following, students should review the To Do List in their eSTORM Student Center to ensure that the correct forms are printed.
Financial Aid Eligibility for SWIC Certificates
To be considered for financial aid, a student must be in an eligible program. All associate degrees except Massage Therapy (027B) and Construction Carpentry (039G) are eligible. Not all certificates are eligible. Check certificate eligibility.
Learn how to apply for the privately funded scholarships available only to SWIC students through the SWIC Foundation.
Apply for Federal and State Financial Aid
Apply for federal and state financial aid by completing the Free Application for Federal Student Aid (FAFSA) online at fafsa.ed.gov. The school code for SWIC is 001636. You can pick up a worksheet at the SWIC Financial Aid and Student Employment Office or from high school guidance counselors. You need to complete the FAFSA for each academic year.
Assistance with the FAFSA is available at SWIC through PALS.
Loan Entrance Counseling and Federal Direct MPN
SWIC participates in the Direct Loan Program. All students must complete a Loan Entrance Interview for Direct Loans and a Direct Loan Master Promissory Note (MPN). Visit studentloans.gov and complete the steps noted as "Entrance Counseling" and "Sign Master Promissory Note."
First Time Borrowers on/after July 1, 2013: Time Limitation on Direct Subsidized Loan Eligibility
Students may also borrow through the Alternative Loan Program.
Loan Exit Counseling
Student loan borrowers who drop below six hours per term or are no longer enrolled must complete Exit Counseling. Students can complete Loan Exit Counseling online.
Student Loan Ombudsman Contact Information
Red Bud Campus:
Sam Wolf Granite City Campus:
Toll Free in Illinois:
618-235-2700, ext. 5288
618-282-6682, ext. 8114
618-931-0600, ext. 7610
1-866-942-SWIC (7942), ext. 5288