Financial Aid Home

Back to Top Financial Aid and Academic Advisor

The Financial Aid Office will pay only for classes that are required for a student's declared program(s) of study. We are strongly encouraging students to meet with an academic advisor to review their program(s) of study and the classes required to complete the program(s).

Back to Top Dates To Remember

Summer 2017

  • Charge books to Financial Aid at campus bookstore: May 30 - Jun. 9, 2017
  • First day to pick up online campus bookstore orders: May 30, 2017
  • Census date (last day that financial aid will adjust to class load): Jun. 9, 2017

Fall 2017

  • Charge books to Financial Aid at campus bookstore: Aug. 14 - Sep. 1, 2017
  • First day to pick up online campus bookstore orders: Aug. 14, 2017
  • Census date (last day that financial aid will adjust to class load): Sep. 1, 2017

Bookstore Hours

DatesBelleville/Red BudSam Wolf Granite City
Monday-Thursday 7:30 a.m. to 6:30 p.m.8 a.m. to 6 p.m.
Friday7:30 a.m. to 4 p.m.8 a.m. to 3:30 p.m.

Back to Top Disbursement Dates

Summer 2017

 Pell Disbursement
  • Jun. 27, 2017
  Loans Summer - Previous Borrowers
  • First disbursement: Jun. 27, 2017
  • Second disbursement: Jul. 11, 2017
  Loans Summer - 1st Time Borrowers 
  • First disbursement: Jul. 3, 2017
  • Second disbursement: Jul. 11, 2017
  Alternative Loans
  • May 30, 2017

Fall 2017

 Pell disbursement
  • Sep. 26, 2017
 Loans Fall/Spring
  • First disbursement: Sep. 26, 2017
  • Second disbursement: Feb. 20, 2018
 Loans Fall Only
  • First disbursement: Sep. 26, 2017
  • Second disbursement: Oct. 31, 2017
 Alternative Loans
  • Aug. 15, 2017

Alternative loans: Funds from the lender must be received by Financial Aid the week of disbursement.

Back to Top Eligible Credit Hour Enrollment Classification

Eligibility is based on a student's number of credit hours during a given term. Only credit hours needed to complete a financial aid eligible program are considered in classification. The chart below details enrollment classification for financial aid purposes:

Eligibility classification
Total Aid Eligible Credit Hours Classification for Aid Eligibility
12 or more credit hours Full-Time Award 
9-11.5 credit hours 3/4 Time Award 
6-8.5 credit hours Half-Time Award 
5.5 credit hours Less Than Half-Time Award 

Back to Top Financial Aid Handbook

The Financial Aid Handbook is designed to be used in conjunction with the Student Guide published by the U.S. Department of Education. Together, these references will answer the majority of your questions.

Back to Top Financial Aid Forms

Prior to completing any of the following, students should review the To Do List in their eSTORM Student Center to ensure that the correct forms are printed.

Back to Top Financial Aid Eligibility for SWIC Certificates

To be considered for financial aid, a student must be in an eligible program. While most associate degree programs are financial aid eligible, there are a few exceptions.

The following associate degree programs are not eligible for financial aid:

  • Massage Therapy (027B)
  • Construction Cement Mason (039A)
  • Construction Sheetmetal (039B)
  • Construction Bricklayer (039C)
  • Construction Ironworker (039D)
  • Construction Electrical Specialist (039E)
  • Construction Painting & Decorating (039F)
  • Construction Carpentry (039G)

In addition, not all certificates are financial aid eligible. Check certificate eligibility.

Back to Top Foundation Scholarships

Learn how to apply for the privately funded scholarships available only to SWIC students through the SWIC Foundation.

Back to Top Apply for Federal and State Financial Aid

Apply for federal and state financial aid by completing the Free Application for Federal Student Aid (FAFSA) online at The school code for SWIC is 001636. You can pick up a worksheet at the SWIC Financial Aid and Student Employment Office or from high school guidance counselors. You need to complete the FAFSA for each academic year.

Assistance with the FAFSA is available at SWIC through PALS.

Back to Top Loan Entrance Counseling and Federal Direct MPN

SWIC participates in the Direct Loan Program.  All students must complete a Loan Entrance Interview for Direct Loans and a Direct Loan Master Promissory Note (MPN). Visit and complete the steps noted as "Entrance Counseling" and "Sign Master Promissory Note."

Students may also borrow through the Alternative Loan Program.

Back to Top Loan Exit Counseling

Student loan borrowers who drop below six hours per term or are no longer enrolled must complete Exit Counseling. Students can complete Loan Exit Counseling online.

Back to Top Student Loan Ombudsman Contact Information

Online Assistance:






FSA Ombudsman Group
P. O. Box 1843
Monticello, KY  42633

Back to Top Contact Us


Belleville Campus:

Red Bud Campus:

Sam Wolf Granite City Campus:

Toll Free in Illinois:

618-235-2700, ext. 5288

618-282-6682, ext. 8114

618-931-0600, ext. 6610

866-942-SWIC (7942), ext. 5288