Financial Aid Eligibility - Southwestern Illinois College

Eligibility is based on a student’s number of credit hours during a given term. Only credit hours needed to complete a financial aid eligible program are considered in classification. The chart below details enrollment classification for financial aid purposes:


Total Aid Eligible Credit Hours
Classification for Aid Eligibility
12 or more credit hours Full-Time Award
9-11.5 credit hours 3/4 Time Award
6-8.5 credit hours Half-Time Award
5.5 credit hours Less Than Half-Time Award

SWIC Associate Degrees and Certificates

To be considered for financial aid, a student must be in an eligible program. While most associate degree programs are financial aid eligible, there are a few exceptions.

The following associate degree programs are not eligible for financial aid:

  • Construction Cement Mason (039A)
  • Construction Sheetmetal (039B)
  • Construction Bricklayer (039C)
  • Construction Ironworker (039D)
  • Construction Electrical Specialist (039E)
  • Construction Painting & Decorating (039F)
  • Construction Carpentry (039G)

Note: Not all certificates are financial aid eligible. Check certificate eligibility.