Need-based Financial Aid
Financial Need is determined by this formula:
Cost of Attendance – Expected Family Contribution (EFC) = Financial Need
The Cost of Attendance at Southwestern Illinois College for a full-time student during the nine-month school year is determined by the costs below. The U.S. Department of Education calculates your EFC from the information you submitted on your FAFSA. The difference between the cost of going to college and your expected family contribution is your financial need. You will not be billed this amount by the college. This figure is used to determine your eligibility for financial aid.
For the 2023-24 academic year, costs are estimated as follows for a full-time student:
Campus-Based & Pell Budgets
Full-Time / 9 months (based on 15 hours per semester)
Direct Costs
Tuition & Fees
Loan Fees
Books & Supplies
Total Direct Costs
Dependent
3,870
34
2,400
6,304
Independent
3,870
34
2,400
6,304
Indirect Costs
Food & Housing
Transportation
Misc/Personal
Total Indirect Costs
Total Direct & Indirect Costs
Dependent
3.098
2,936
2,520
8,554
14,858
Independent
3,870
34
2,400
16,996
23,300
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