Financial Aid Home

Financial Aid and Academic Advisor

The Financial Aid Office will only pay for classes that are required for a student's declared program(s) of study. We are strongly encouraging students to log into their eSTORM Student Center to confirm their program(s) of study and run a Student Advisement Report to review their classes and determine which classes are needed to complete their program(s).

Dates To Remember

Summer 2014

  • Charge books to Financial Aid at campus bookstore: May 27-Jun. 6, 2014
  • First day to pick up online campus bookstore orders: May 27, 2014
  • Census date (last day that financial aid will adjust to class load): Jun. 6, 2014

Fall 2014

  • Charge books to Financial Aid at campus bookstore: Aug. 11-29, 2014
  • First day to pick up online campus bookstore orders: Aug. 11, 2014
  • Census date (last day that financial aid will adjust to class load): Aug. 29, 2014

Spring 2015

  • Charge books to Financial Aid at campus bookstore: Jan. 12-30, 2015
  • First day to pick up online campus bookstore orders: Jan. 12, 2015
  • Census date (last day that financial aid will adjust to class load): Jan. 30, 2015

Campus bookstore hours: Monday through Thursday, 8 a.m. to 8 p.m., and Friday, 8 a.m. to 2 p.m.

Refund Dates

Summer 2014

  • Pell disbursement: Jun. 27, 2014
  • Loans for prior borrowers:
    • 1st disbursement: Jun. 27, 2014
    • 2nd disbursement: Jul. 11, 2014
  • Loans for first time borrowers:
    • 1st disbursement:  Jul. 3, 2014
    • 2nd disbursement: July 11, 2014
  • Alternative loans: May 30, 2014 

Fall 2014

  • Pell Disbursement: Sep. 26, 2014
  • Loans Fall only:
    • 1st disbursement: Sep. 26, 2014
    • 2nd disbursement: Oct. 31, 2014
  • Loans for Fall/Spring:
    • 1st disbursement:  Sept 26, 2014
    • 2nd disbursement: Feb. 27, 2015
  • Alternative Loans: Aug. 15, 2014

Spring 2015

  • Pell Disbursement: Feb. 27, 2015
  • Loans Spring only:
    • 1st disbursement: Feb. 27, 2015
    • 2nd disbursement: April 10, 2015
  • Loans for Fall/Spring:
    • 1st disbursement:  Sept 26, 2014
    • 2nd disbursement: Feb. 27, 2015
  • Alternative Loans: Jan. 16, 2015

Alternative loans: Funds from the lender must be received by Financial Aid the week of disbursement.

Eligible Credit Hour Enrollment Classification

Eligibility is based on a student's number of credit hours during a given term. Only credit hours needed to complete a financial aid eligible program are considered in classification. The chart below details enrollment classification for financial aid purposes:

Total Aid Eligible Credit Hours Classification for Aid Eligibility
12 or more credit hours Full-Time Award 
9-11.5 credit hours 3/4 Time Award 
6-8.5 credit hours Half-Time Award 
5.5 credit hours Less Than Half-Time Award 

Financial Aid Handbook

The Financial Aid Handbook is designed to be used in conjunction with the Student Guide published by the U.S. Department of Education. Together, these references will answer the majority of your questions.

Financial Aid Forms

Prior to completing any of the following, students should review the To Do List in their eSTORM Student Center to ensure that the correct forms are printed.

Financial Aid Eligibility for SWIC Certificates

To be considered for financial aid, a student must be in an eligible program. All associate degrees except Massage Therapy (027B) and Construction Carpentry (039G) are eligible. Not all certificates are eligible. Check certificate eligibility.

Foundation Scholarships

Learn how to apply for the privately funded scholarships available only to SWIC students through the SWIC Foundation.

Apply for Federal and State Financial Aid

Apply for federal and state financial aid by completing the Free Application for Federal Student Aid (FAFSA) online at fafsa.ed.gov. The school code for SWIC is 001636. You can pick up a worksheet at the SWIC Financial Aid and Student Employment Office or from high school guidance counselors. You need to complete the FAFSA for each academic year.

Assistance with the FAFSA is available at SWIC through PALS.

Loan Entrance Counseling and Federal Direct MPN

SWIC participates in the Direct Loan Program.  All students must complete a Loan Entrance Interview for Direct Loans and a Direct Loan Master Promissory Note (MPN). Visit studentloans.gov and complete the steps noted as "Entrance Counseling" and "Sign Master Promissory Note."

Students may also borrow through the Alternative Loan Program.

Loan Exit Counseling

Student loan borrowers who drop below six hours per term or are no longer enrolled must complete Exit Counseling. Students can complete Loan Exit Counseling online.

Student Loan Ombudsman Contact Information

Online Assistance:

Telephone:

Fax:

Mail:

http://studentaid.gov/repay-loans/disputes/prepare

877-557-2575 

202-275-0549 

US Department of Education 
FSA Ombudsman Group
830 First Street, NE, Mail Stop 5144 
Washington, DC  20202-5144 

Contact Us

Email:

Belleville Campus:

Red Bud Campus:

Sam Wolf Granite City Campus:

Toll Free in Illinois:

fin_aid@swic.edu

618-235-2700, ext. 5288

618-282-6682, ext. 8114

618-931-0600, ext. 7610

1-866-942-SWIC (7942), ext. 5288